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"
“Microinsurance comes from the heart, but it is a business and not a charity.”
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- Alvaro Uribe
President of Colombia
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The Microinsurance Innovation Facility, a partnership between the International Labour Organization (ILO) and the Bill & Melinda Gates Foundation, will help promote decent work for millions of low-income people in developing countries. Over the next five years, the Facility will issue 40 to 50 innovation grants for a total of US$18 million.
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An extensive glossary provides definitions of important MicroInsurance terms.
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The Landscape of Microinsurance in Africa (Briefing Note) |
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Download Document
(file size:
411.06 KB) |
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In various forms microinsurance has been available
to some low-income people in Africa for a number of
years. Cooperative Insurers have serviced a market
that spans the income ranges since the 1970s. In the
1980s, community-based health insurance schemes,
especially in West Africa, followed the Bamako
Initiative. In the mid-1990s, commercial insurers began
to enter the market offering specialized microinsurance
products. Informal microinsurance has been available
for decades in a range of forms, from “tontines” in
West Africa or “friend in need” groups in East Africa to
burial societies in South Africa. Over the last ten years
insurance has developed into a widely recognized
financial intervention to help Africa`s low-income
populations to manage their financial risks. |
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11 2009 |
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Michal Matul, Michael J. McCord, Caroline Phily, and Job Harms
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