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“Technology is the key to good service delivery”
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- Bank
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This site now has a large selection of agricultural microinsurance documents and links.
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An extensive glossary provides definitions of important MicroInsurance terms.
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MICROINSURANCE THAT WORKS FOR WOMEN: MAKING GENDER-SENSITIVE MICROINSURANCE PROGRAMS |
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Download Document
(file size:
618.89 KB) |
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Addressing women-specific risks. Women face special health risks, such as those related to
pregnancy and childbearing, those arising from greater vulnerability to diseases such as
HIV/AIDS, and those related to longevity as women are more likely than men to outlive their
spouse. These can be compounded due to their position in society: they are more vulnerable
than men to domestic violence and often confront greater hardship if divorced. In their role
as caregivers, women respond to the needs of dependents and income-earning activities are
frequently made secondary to these responsibilities. Their informal sector activities are – more
often than not – the only income opportunities for low-income women and also makes this
segment more likely to fall victim to risks such as theft of assets and harassment by authorities.
Addressing women as household risk and resource managers. Women play key roles in
managing risk and resources for their families and are frequently their family`s primary
caregiver as mentioned above. As such, women are a natural target segment for insurance
companies. These roles make women especially interested in strategies to manage and cope
with risks (such as savings or microinsurance) because they are often responsible for dealing
with urgent household shocks, such as the health care needs of children, losses to family
income due to a spouse`s ill-health or death, or ensuring the future of their children in the
event of their own death. |
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11 2009 |
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Anjali Banthia, Susan Johnson, Michael J. McCord, Brandon Mathews
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